Services

Pillar Title Services is a full service agency, offering a complete list of residential services, from search to closing.

• Purchase Transactions

  • Buyer/Seller/Both

  • Construction

  • Cash Sales

  • Contract for Deed

  • Foreclosure/Short Sale

• Refinance Transactions

• Reverse Mortgages

• Title Search/O&E

• Witness Closings

• Mobile Closings

• Recordings

Closing Checklist

Congratulations you are ready to close! Here’s a reminder of items to bring with you on the day of closing.

Buyer

• Photo identification (passport, driver's license, or state-issued identification card)

• Buyer's copy of purchase agreement

• Cashier's check(s) for cash required at closing

• Proof of purchase of insurance for fire, casualty, etc.

• List of residence history for last 10 years

Seller

• Photo identification (passport, driver's license, or state-issued identification card)

• Seller's copy of purchase agreement

• Bill of Sale of personal property covered by the purchase agreement

• Any unrecorded instruments that affect the title (if any)

• Proof of satisfaction of any mechanics' liens, judgments, or mortgages that were paid prior to the closing (if any)

• List of residence history for last 10 years

ALTA Best Practices

Pillar Title Services adheres to the ALTA’s Best Practices. ALTA’s seven pillars are outlined below:

• Best Practices – Licensing

  Establish and maintain current license(s) as required to conduct the business of title insurance and settlement services.

• Best Practices – Escrow & Trust Accounts

  Adopt and maintain appropriate written procedures and controls for Escrow/Trust Accounts.

• Best Practices – Privacy & Information Security

  Adopt and maintain a written privacy and information security program to protect non-public personal information as required by local, state and federal law.

• Best Practices – Recording & Pricing Procedures

  Adopt standard real estate settlement procedures and policies that helps ensure compliance with Federal and State Consumer Financial Laws as applicable to the Settlement Process.

• Best Practices – Title Policy Procedures

  Adopt and maintain written procedures related to title policy production, delivery, reporting and premium remittance.

• Best Practices – Professional Liability Insurance

  Maintain appropriate professional liability insurance and fidelity coverage.

• Best Practices – Resolving Consumer Complaints

  Adopt and maintain procedures for resolving consumer complaints.